.rf-page{--rf-serif:var(--font-dm-serif),"DM Serif Display",Georgia,serif;--rf-sans:var(--font-dm-sans),"DM Sans",system-ui,sans-serif;--rf-max:1120px;--rf-ink:#152432;--rf-tint:#f1f5f6;--rf-gold-text:#7a5f22;background:var(--sc-warm-white);color:var(--sc-slate);font-family:var(--rf-sans)}.rf-wrap{max-width:var(--rf-max);margin:0 auto;padding:0 16px}@media (min-width:640px){.rf-wrap{padding:0 24px}}@media (min-width:1024px){.rf-wrap{padding:0 32px}}.rf-section{padding:72px 0}@media (max-width:639px){.rf-section{padding:56px 0}}.rf-h2{font-family:var(--rf-serif);font-weight:400;color:var(--sc-slate);font-size:clamp(1.75rem,1.4rem + 1.4vw,2.5rem);line-height:1.15;letter-spacing:-.01em;margin:0 0 12px}.rf-lede{font-size:1.0625rem;line-height:1.6;color:var(--sc-slate-light);max-width:60ch;margin:0}.rf-page a:focus-visible,.rf-page button:focus-visible,.rf-page summary:focus-visible{outline:3px solid var(--sc-teal);outline-offset:3px;border-radius:6px}.rf-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 26px;border-radius:12px;font-weight:600;font-size:1.0625rem;line-height:1.2;text-decoration:none;transition:background-color .15s ease,border-color .15s ease}.rf-btn--primary{background:var(--sc-teal-dark);color:#fff;border:1.5px solid var(--sc-teal-dark)}.rf-btn--primary:hover{background:#174a42;border-color:#174a42}.rf-btn--outline{background:#fff;color:var(--sc-teal-dark);border:1.5px solid var(--sc-teal-dark)}.rf-btn--outline:hover{background:var(--sc-teal-light)}.rf-btn--quiet{background:#fff;color:var(--sc-teal-dark);border:1.5px solid var(--sc-border)}.rf-btn--quiet:hover{border-color:var(--sc-teal);background:var(--sc-teal-light)}@media (max-width:639px){.rf-btn{width:100%}}.rf-hero{--rf-hero-bg:linear-gradient(135deg,#17483f 0%,var(--sc-teal-dark) 50%,var(--sc-teal) 100%);--rf-hero-accent:#e9cf8e;position:relative;background:var(--rf-hero-bg);color:#fff;padding:40px 0 56px;text-align:center;overflow:hidden}@media (min-width:640px){.rf-hero{padding:64px 0 72px}}.rf-hero a:focus-visible{outline-color:#fff}.rf-hero__inner{display:flex;flex-direction:column;align-items:center}.rf-pill{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:999px;border:1px solid hsla(0,0%,100%,.3);background:hsla(0,0%,100%,.1);font-size:.9375rem}.rf-h1,.rf-pill{margin:0 0 16px}.rf-h1__lead{display:block;font-family:var(--rf-sans);font-weight:700;font-size:clamp(1.375rem,1.15rem + 1vw,2rem);line-height:1.15;margin-bottom:6px}.rf-h1__accent,.rf-h1__main{display:block;font-family:var(--rf-serif);font-weight:400;font-size:clamp(2rem,1.5rem + 2.2vw,3.125rem);line-height:1.06;letter-spacing:-.015em}.rf-h1__main{max-width:26ch;margin:0 auto;text-wrap:balance}.rf-h1__accent{color:var(--rf-hero-accent);margin-top:6px}.rf-hero__sub{font-size:clamp(1.0625rem,1rem + .35vw,1.25rem);line-height:1.6;color:hsla(0,0%,100%,.88);max-width:54ch;margin:0 0 24px}.rf-hero__ctas{display:flex;flex-wrap:wrap;justify-content:center;gap:16px;width:100%}.rf-hero .rf-btn--primary{background:#fff;color:var(--sc-teal-dark);border-color:#fff;box-shadow:0 8px 20px -10px rgba(0,0,0,.45)}.rf-hero .rf-btn--primary:hover{background:var(--sc-teal-light);border-color:var(--sc-teal-light)}.rf-btn--ghost{background:hsla(0,0%,100%,.08);color:#fff;border:1.5px solid hsla(0,0%,100%,.6)}.rf-btn--ghost:hover{background:hsla(0,0%,100%,.16);border-color:#fff}.rf-hero__fax{margin:24px 0 4px;font-size:1.0625rem;font-weight:600;font-variant-numeric:tabular-nums}.rf-hero__points{list-style:none;margin:24px 0 0;padding:0;display:flex;flex-wrap:wrap;justify-content:center;gap:12px 28px;max-width:820px}.rf-hero__points li{display:inline-flex;align-items:center;gap:8px;font-size:1rem;color:hsla(0,0%,100%,.92);text-align:left}.rf-hero__points svg{flex-shrink:0;box-sizing:content-box;padding:3px;border-radius:50%;background:hsla(0,0%,100%,.15);color:var(--rf-hero-accent)}@media (max-width:639px){.rf-hero__points{flex-direction:column;align-items:flex-start}}.rf-hero__wave{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:64px;fill:var(--sc-warm-white)}@media (max-width:639px){.rf-hero__wave{height:36px}}.rf-insurers{padding:40px 0 0}.rf-insurers__top{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px 24px;margin-bottom:20px}.rf-insurers__head{font-family:var(--rf-sans);font-size:1rem;font-weight:600;color:var(--sc-slate);margin:0}.rf-insurers__all{display:inline-flex;align-items:center;gap:6px;font-size:.9375rem;font-weight:600;color:var(--sc-teal-dark);text-decoration:underline;text-decoration-color:rgba(30,95,85,.35);text-underline-offset:4px}.rf-insurers__all:hover{text-decoration-color:var(--sc-teal-dark)}.rf-insurers__row{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}@media (min-width:640px){.rf-insurers__row{grid-template-columns:repeat(4,1fr)}}.rf-insurers__slot{height:80px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--sc-border);padding:14px 18px}.rf-insurers__slot img{max-width:100%;max-height:44px;width:auto;height:auto;-o-object-fit:contain;object-fit:contain}.rf-insurers__note{margin:12px 0 0;font-size:.875rem;color:var(--sc-slate-light)}.rf-steps{list-style:none;margin:40px 0 0;padding:0;display:grid;grid-template-columns:1fr}@media (min-width:960px){.rf-steps{grid-template-columns:repeat(4,1fr);gap:20px}}.rf-step{position:relative;padding:0 0 16px 36px}.rf-step:before{content:"";position:absolute;left:7px;top:8px;bottom:-8px;width:2px;background:var(--sc-border)}.rf-step:last-child:before{display:none}.rf-step__dot{position:absolute;left:0;top:22px;width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--sc-teal)}.rf-step--care .rf-step__dot{background:var(--sc-gold);border-color:var(--sc-gold)}@media (min-width:960px){.rf-step{padding:36px 0 0}.rf-step:before{left:16px;right:-20px;top:7px;bottom:auto;width:auto;height:2px}.rf-step:last-child:before{display:block;right:40%;background:linear-gradient(90deg,var(--sc-border),transparent)}.rf-step__dot{top:0}}.rf-step__card{height:100%;background:#fff;border:1px solid var(--sc-border);border-radius:14px;padding:20px 22px 22px}.rf-step--care .rf-step__card{background:var(--sc-gold-light);border-color:#ead9ae}.rf-step__when{display:block;font-size:1.0625rem;font-weight:700;line-height:1.3;color:var(--sc-teal);margin-bottom:8px}.rf-step--care .rf-step__when{color:var(--rf-gold-text)}.rf-step__title{font-family:var(--rf-serif);font-weight:400;font-size:1.375rem;line-height:1.2;color:var(--sc-slate);margin:0 0 8px}.rf-step__body{font-size:.9875rem;line-height:1.55;color:var(--sc-slate-light);margin:0}.rf-routes{background:var(--rf-tint)}.rf-routes__panel{position:relative;display:grid;grid-template-columns:1fr;margin-top:32px;background:#fff;border:1px solid var(--sc-border);border-radius:20px;box-shadow:0 12px 32px -20px rgba(21,36,50,.25)}@media (min-width:900px){.rf-routes__panel{grid-template-columns:1fr auto 1fr}}.rf-route{display:flex;flex-direction:column;align-items:flex-start;padding:36px 40px}@media (max-width:639px){.rf-route{padding:28px 20px}}.rf-route__tag{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;border-radius:999px;background:var(--sc-teal-light);color:var(--sc-teal-dark);font-size:.8125rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.rf-route__title{font-family:var(--rf-serif);font-weight:400;font-size:1.75rem;line-height:1.2;color:var(--sc-slate);margin:16px 0 8px}.rf-route__body{margin:0;font-size:1rem;line-height:1.6;color:var(--sc-slate-light);max-width:40ch}.rf-route__action{margin-top:auto;padding-top:28px;width:100%}.rf-routes__or{position:relative;display:flex;align-items:center;justify-content:center;margin:0 20px;height:1px;background:var(--sc-border)}.rf-routes__or span{position:absolute;padding:4px 12px;border-radius:999px;border:1px solid var(--sc-border);background:#fff;color:var(--sc-slate-light);font-size:.875rem;font-weight:600}@media (min-width:900px){.rf-routes__or{margin:28px 0;width:1px;height:auto}}.rf-fax{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin-top:14px}.rf-fax__number{font-weight:700;font-variant-numeric:tabular-nums;font-size:clamp(1.625rem,1.4rem + .9vw,2rem);letter-spacing:-.01em;line-height:1.1;-webkit-user-select:all;-moz-user-select:all;user-select:all}.rf-copy,.rf-fax__number{color:var(--sc-teal-dark)}.rf-copy{display:inline-flex;align-items:center;gap:6px;min-height:36px;padding:6px 12px;border-radius:999px;border:1px solid var(--sc-border);background:#fff;font-size:.875rem;font-weight:600;cursor:pointer}.rf-copy:hover{border-color:var(--sc-teal);background:var(--sc-teal-light)}.rf-include{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:baseline;gap:10px 20px;padding:20px 40px 22px;border-top:1px solid var(--sc-border);background:var(--sc-warm-white);border-radius:0 0 20px 20px}@media (max-width:639px){.rf-include{padding:20px}}.rf-include__title{margin:0;font-family:var(--rf-sans);font-size:.9375rem;font-weight:700;color:var(--sc-slate)}.rf-include__list{flex-basis:100%;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;gap:8px 24px}@media (min-width:640px){.rf-include__list{grid-template-columns:repeat(3,max-content)}}.rf-include__list li{display:inline-flex;align-items:center;gap:6px;font-size:.9375rem;color:var(--sc-slate)}.rf-include__list svg{flex-shrink:0;color:var(--sc-teal)}.rf-routes__note{display:flex;justify-content:center;align-items:flex-start;gap:8px;max-width:860px;margin:20px auto 0;font-size:.9375rem;line-height:1.55;color:var(--sc-slate)}.rf-routes__note svg{flex-shrink:0;margin-top:3px;color:var(--sc-teal)}.rf-conditions__groups{display:grid;grid-template-columns:1fr;gap:32px;margin-top:36px}@media (min-width:640px){.rf-conditions__groups{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.rf-conditions__groups{grid-template-columns:repeat(4,1fr);gap:28px}}.rf-conditions__title{font-family:var(--rf-sans);font-size:.875rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--sc-teal);margin:0 0 8px;padding-bottom:10px;border-bottom:2px solid var(--sc-teal)}.rf-conditions__list{list-style:none;margin:0;padding:0}.rf-conditions__list li{border-bottom:1px solid var(--sc-border);font-size:1rem;line-height:1.4}.rf-conditions__list a,.rf-conditions__list span{display:block;padding:12px 0;color:var(--sc-slate)}.rf-conditions__list a{font-weight:600;color:var(--sc-teal-dark);text-decoration:underline;text-decoration-color:rgba(30,95,85,.35);text-underline-offset:4px}.rf-conditions__list a:hover{text-decoration-color:var(--sc-teal-dark)}.rf-fit{margin-top:40px;padding:24px 28px;border-radius:16px;background:var(--sc-teal-light);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 24px}.rf-fit p{margin:0;font-size:1.0625rem;line-height:1.5;color:var(--sc-slate);max-width:52ch}.rf-fit strong{color:var(--sc-teal-dark)}.rf-faq{padding-top:0}.rf-faq__grid{display:grid;grid-template-columns:1fr;gap:24px}@media (min-width:960px){.rf-faq__grid{grid-template-columns:minmax(0,1fr) minmax(0,1.8fr);gap:56px}}.rf-faq__list{border-top:1px solid var(--sc-border)}.rf-faq__item{border-bottom:1px solid var(--sc-border)}.rf-faq__item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-size:1.0625rem;font-weight:600;color:var(--sc-slate)}.rf-faq__item summary::-webkit-details-marker{display:none}.rf-faq__item summary svg{flex-shrink:0;color:var(--sc-teal);transition:transform .2s ease}.rf-faq__item[open] summary svg{transform:rotate(45deg)}.rf-faq__answer a{color:var(--sc-teal-dark);font-weight:600;text-decoration:underline;text-underline-offset:3px}.rf-faq__answer{padding:0 0 22px;font-size:1rem;line-height:1.65;color:var(--sc-slate-light);max-width:65ch}.rf-hero--compact{padding:28px 0 32px}@media (min-width:640px){.rf-hero--compact{padding:44px 0 40px}}.rf-hero--compact .rf-pill{margin-bottom:14px}.rf-hero--compact .rf-h1{margin-bottom:12px}.rf-hero--compact .rf-hero__sub{margin-bottom:0}.rf-portal{max-width:640px;margin:0 auto;background:#fff;border:1px solid var(--sc-border);border-radius:20px;box-shadow:0 12px 32px -20px rgba(21,36,50,.25)}.rf-portal .rf-include{align-items:center;justify-content:space-between}.rf-routes__note a{color:var(--sc-teal-dark);font-weight:600;text-decoration:underline;text-underline-offset:3px}.rf-page{--rf-emergency:#b42318;--rf-emergency-bg:#fef3f2;--rf-emergency-border:#f4c7c3}.rf-urgency{grid-column:1/-1;display:grid;grid-template-columns:1fr;gap:16px;padding:0 40px 28px;scroll-margin-top:10rem}@media (min-width:900px){.rf-urgency{grid-template-columns:1fr 1fr}}@media (max-width:639px){.rf-urgency{padding:0 20px 24px}}.rf-urgency__item{padding:18px 20px;border-radius:14px;border:1px solid;border-left:5px solid}.rf-urgency__item--emergency{background:var(--rf-emergency-bg);border-color:var(--rf-emergency-border);border-left-color:var(--rf-emergency)}.rf-urgency__item--priority{background:var(--sc-gold-light);border-color:#ebddb4;border-left-color:var(--sc-gold)}.rf-urgency__tag{display:inline-flex;align-items:center;gap:6px;font-size:.8125rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase}.rf-urgency__item--emergency .rf-urgency__tag{color:var(--rf-emergency)}.rf-urgency__item--priority .rf-urgency__tag{color:var(--rf-gold-text)}.rf-urgency__title{margin:8px 0 6px;font-family:var(--rf-sans);font-size:1.0625rem;font-weight:700;line-height:1.3;color:var(--sc-slate)}.rf-urgency__body{margin:0;font-size:.9375rem;line-height:1.6;color:var(--sc-slate)}.rf-urgency__body a{font-weight:700;text-decoration:underline;text-underline-offset:3px}.rf-urgency__item--emergency a{color:var(--rf-emergency)}.rf-urgency__item--priority a{color:var(--rf-gold-text)}.rf-urgency__item--emergency a:focus-visible{outline-color:var(--rf-emergency)}.rf-hero__emergency{display:inline-flex;align-items:flex-start;gap:8px;margin:20px 0 0;padding:10px 16px;border-radius:12px;background:rgba(0,0,0,.22);border:1px solid hsla(0,0%,100%,.25);font-size:.9375rem;line-height:1.5;text-align:left}.rf-hero__emergency svg{flex-shrink:0;margin-top:3px;color:#fecdca}.rf-hero__emergency a{color:#fff;font-weight:700;text-decoration:underline;text-underline-offset:3px}.rf-portal .rf-urgency{grid-template-columns:1fr}.rf-portal .rf-route{align-items:stretch}.rf-form{display:grid;gap:16px;margin-top:20px;width:100%}.rf-form__row{display:grid;grid-template-columns:1fr;gap:16px}@media (min-width:640px){.rf-form__row{grid-template-columns:1fr 1fr}}.rf-field{display:flex;flex-direction:column;gap:6px;min-width:0}.rf-label{font-size:.875rem;font-weight:600;color:var(--sc-slate);padding:0}.rf-req{color:var(--rf-emergency)}.rf-hint{margin:0;font-size:.8125rem;line-height:1.5;color:var(--sc-slate-light)}.rf-input{width:100%;min-height:46px;padding:10px 12px;border:1px solid #c9d6cc;border-radius:10px;background:#fff;color:var(--sc-slate);font:inherit;font-size:1rem}textarea.rf-input{min-height:0;resize:vertical}.rf-input:focus{outline:3px solid var(--sc-teal-light);border-color:var(--sc-teal)}.rf-fieldset{border:0;margin:0;padding:0;min-width:0}.rf-choices{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:8px}.rf-choice{display:inline-flex;align-items:center;gap:8px;font-size:.9375rem;color:var(--sc-slate);cursor:pointer}.rf-choice input{width:18px;height:18px;accent-color:var(--sc-teal-dark);flex-shrink:0}.rf-choice--attest{align-items:flex-start;line-height:1.5;padding:14px 16px;border:1px solid var(--sc-border);border-radius:12px;background:var(--sc-warm-white)}.rf-choice--attest input{margin-top:2px}.rf-form__actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 20px;margin-top:4px}.rf-form__switch{margin:24px 0 0;font-size:.9375rem;color:var(--sc-slate-light)}.rf-form__switch a,.rf-link,.rf-panel a{color:var(--sc-teal-dark);font-weight:600;text-decoration:underline;text-underline-offset:3px}.rf-form__rule{border:0;border-top:1px solid var(--sc-border);margin:8px 0}.rf-btn:disabled{opacity:.6;cursor:not-allowed}.rf-btn--sm{min-height:38px;padding:8px 14px;font-size:.9375rem;border-radius:10px}@media (max-width:639px){.rf-btn--sm{width:auto}}.rf-alert{display:flex;align-items:flex-start;gap:8px;margin:16px 0 0;padding:12px 14px;border-radius:10px;background:var(--sc-teal-light);color:var(--sc-teal-dark);font-size:.9375rem;line-height:1.5}.rf-alert svg{flex-shrink:0;margin-top:1px}.rf-alert--error{background:var(--rf-emergency-bg);color:var(--rf-emergency)}.rf-alert--success{margin:0 0 20px}.rf-empty,.rf-loading{margin:16px 0 0;color:var(--sc-slate-light)}.rf-app .rf-wrap{max-width:1200px}.rf-account{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-bottom:20px}.rf-account__title{margin:0;font-family:var(--rf-serif);font-size:1.5rem;color:var(--sc-slate)}.rf-account__detail{margin:2px 0 0;font-size:.9375rem;color:var(--sc-slate-light)}.rf-panel{background:#fff;border:1px solid var(--sc-border);border-radius:20px;padding:28px 32px;box-shadow:0 12px 32px -20px rgba(21,36,50,.25)}@media (max-width:639px){.rf-panel{padding:20px 16px}}.rf-panel__head{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-bottom:8px}.rf-panel__title{margin:0;font-family:var(--rf-serif);font-weight:400;font-size:1.75rem;color:var(--sc-slate)}.rf-filter{display:inline-flex;align-items:center;gap:8px}.rf-filter .rf-input{width:auto;min-height:40px}.rf-table-wrap{margin-top:12px}.rf-table{width:100%;border-collapse:collapse;font-size:.9375rem}.rf-table th{text-align:left;font-size:.8125rem;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:var(--sc-slate-light);padding:10px 12px}.rf-table td,.rf-table th{border-bottom:1px solid var(--sc-border)}.rf-table td{padding:14px 12px;vertical-align:top;color:var(--sc-slate)}.rf-table__actions{white-space:nowrap}.rf-table__actions .rf-btn+.rf-btn{margin-left:8px}@media (max-width:767px){.rf-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.rf-table,.rf-table tbody,.rf-table td,.rf-table 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